Economies Without Scale — Capital for the Common Good

Chapter 01Essay

Introduction

Capitalism traditionally measures success through scale: more production, larger markets, greater returns. The entrepreneurs and organizations featured in Economies Without Scale occupy a different space. They measure the success of their business by providing for the family, educating their children, and helping their communities. After studying business in university, I spent 25 years as a visual storyteller for some of the world's largest corporations. I participated in global capitalism and benefited from it, but became increasingly troubled by the concentration of wealth that results. According to Oxfam International, the richest 1% captured nearly two-thirds of all new global wealth created during the crisis years of the early 2020s.

Intellectually, the idea of how economics play an oversized role in shaping our lives was a core interest to me but how do you bring a story like this to life? The answer, for me, was to dive into individual stories across different cultures and geographies and find where our common aspirations unite us. My intention is to show individuals whose ambition and determination feel universal contrasted against different environments and challenges.

Economies Without Scale is a photographic exploration of small-scale entrepreneurs across three continents, viewed through the lens of microfinance. In the Philippines, Jerenel's bamboo furniture business allows him to remain close to his family, while Anna Marie and Jim transform discarded wood into jewelry to support theirs. In Togo, a village collective turns local resources into products for market. In Ecuador, Matico uses traditional Indigenous crafts to promote women's economic independence. Different cultures and circumstances, but a common ambition: to create better possibilities for themselves and those around them.

Microfinance was once promoted as a revolutionary solution to poverty but its track record has proved more nuanced. Small loans can expand opportunities for individual households but cannot overcome the structural inequalities that restrict economic mobility. This project does not present microfinance as a solution to poverty. Instead, it explores how the tools of capitalism might be redirected from extracting profit toward creating social benefit.

I began this project looking for stories about economics. What I found were stories about people. After 25 years of telling stories for corporations, Economies Without Scale offered an opportunity to redirect my experience toward something different: using photography to encourage empathy, challenge assumptions and, hopefully, give something back to the organizations and communities that welcomed me and provided invaluable assistance in creating the work.

World map
Artisan locations
Cotacachi / OtavaloLoméCebu

Chapter 02Stories

Artisans

People sustaining livelihoods through individual skill, inherited knowledge and work made by hand.

Chapter 03Essay

Micro-
Finance

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World map
Cottage Industries locations
PegucheKévé / LoméCebu

Chapter 04Stories

Cottage Industries

Small enterprises turning local materials, domestic spaces and shared labour into sources of income.

Chapter 05Essay

Empowering
Women

Throughout Economies Without Scale, women emerge as a powerful economic force. They are bakers, farmers, seamstresses, artisans and traders, often building businesses while simultaneously raising children and managing households. The organizations that support them, including Lendwithcare, IADES and, Lamac MPC, recognize that providing women with access to capital can accomplish something larger than simply financing a small business.

Women, particularly in poorer and rural communities, have historically faced greater barriers to traditional banking, property ownership and formal employment. Microfinance attempts to shift that balance by putting financial resources directly into their hands. But the objective goes beyond money. IADES combines lending with training in business management, women’s rights and other social issues, while Lendwithcare identifies increased confidence, independence and participation in household and community decisions as important outcomes of women earning their own income.

There is also a multiplier effect. Income earned by women is more often reinvested into the family through food, healthcare and, importantly, education for their children. Microfinance alone cannot resolve the structural inequalities that create poverty or gender disparity. But it can provide a lever. A loan may purchase flour, fabric, livestock or raw materials, but what it can ultimately create is something less easily measured up to and including greater autonomy, security and choice. At this scale, economic empowerment is not simply about earning more. It is about creating agency for the beneficiaries.

World map
Land & Sea locations
Ando-AkpuivéCebu

Chapter 06Stories

Land & Sea

Livelihoods shaped by seasons, weather and the natural resources available close to home.

Chapter 07Essay

Redirecting the
Levers of Capitalism

Behind many of the entrepreneurs in Economies Without Scale is a network that stretches from individual lenders thousands of miles away to people working within the communities themselves. Lendwithcare, an initiative of CARE International UK, provides the international connection. Through its online platform, individuals contribute relatively small amounts that are pooled to provide capital for loans to entrepreneurs who may otherwise have limited access to traditional banking. When loans are repaid, the money can be lent again, allowing the same capital to circulate through more businesses and communities.

In the Philippines, Lamac MPC uses decades of experience in rural Cebu to identify entrepreneurs, assess their businesses and provide financial and non-financial training. Lendwithcare funding has helped Lamac MPC extend this work into more remote communities. In Togo, IADES performs a similar role, working directly with small entrepreneurs, farmers, cooperatives and women who might otherwise remain outside the formal banking system. Their support extends beyond access to money to include training, mentorship, and the local relationships necessary to help small enterprises succeed.

At its core, this network takes some of the familiar levers of capitalism and applies them at a different scale. Capital is invested. Credit enables businesses to sustain themselves. Entrepreneurs take risks, produce goods and earn profits. However, the objective of these support organizations is not simply to extract the greatest possible financial return. Capital becomes additive to the community. A loan might purchase flour for a bakery, bamboo for a furniture maker, wood for an artisan or raw materials for a seamstress. The return can be measured in income, but also in school fees paid, jobs created, traditions preserved, and greater security for a family.

It is a partnership built around different kinds of knowledge. Lendwithcare connects an international audience willing to provide capital. IADES and Lamac MPC understand the people, businesses and communities where that capital is put to work. Together, they shorten the distance between someone willing to help and someone with an idea, a skill and the determination to build something of their own.

World map
Aid network locations
LondonLoméCebu

Field NetworkPartners

The Network

Paul Killebrew holding a camera on a mountain hillside farm

About the Author

After three decades telling stories for global corporations, Paul Killebrew turned his attention to a different kind of narrative. An international photographer with a background in documentary filmmaking, he is embracing the challenge of telling the story within a single frame.

Killebrew is completing his Masters Degree in Photojournalism and Documentary Photography at the University of the Arts London. Since picking up the still camera in 2024, his photography has received international recognition through exhibitions, awards, and publications. You can see his full portfolio at www.paulkillebrew.com or follow him on Instagram @paulkillebrew.

Acknowledgements

This project would not have been possible without the generosity and support of many people.

My deepest thanks to Tony Jones at Lendwithcare, my champion from the beginning. Tony answered my inquiry for collaboration immediately with enthusiasm and encouragement. His ardent support opened the doors to Lendwithcare’s partners, IADES in Togo and LAMAC in the Philippines, and ultimately made this project possible.

In the Philippines, LAMAC showed me how the levers of capitalism can be repurposed to strengthen communities, rather than extract from them. Marisse Pansoy and Vergie Anasco worked tirelessly as my producers. Their relationships with the people we photographed created a trust I could never have established alone. Jojo navigated the roads and backroads with patience and good humor. All three showed me the extraordinary warmth of Filipino culture.

In Togo, IADES founder Christian Kadangah ensured we had everything needed to succeed. Clément Bakpa, and Olivia Jolia were wonderful producers, guides and occasional dance instructors, while Bado safely carried us across some challenging terrain.

In Ecuador, Quito-based photojournalist Andrés Yepez produced the shoots assisting with sourcing, translation, transportation, and brought his own photographer’s eye and understanding to the process.

Thank you also to the many colleagues, classmates, professors, tutors, and friends who challenged and encouraged me.

Thank you to Julie Miller, my editor, critic, cheerleader, and wife.

Most of all, thank you to each and every individual and their families who welcomed me and my camera into their homes and work spaces. They gave me their time and shared their life with me. It truly was an honor and I hope I’ve done them justice.